Daily Dose Editorial -18th April - Reading Comprehension

Daily Dose Editorial -18th April

Reading Comprehension

Here is your daily dose of editorials. 

The Hindu:: CLICK HERE

The Indian Express:: CLICK HERE

The Financial Express:: CLICK HERE 

Today, I cry again...

I cried because I feel helpless

I cried because I feel guilty

I cried because I feel unsafe

I cried because "I am a girl"

"The eight people accused of raping and killing an eight-year-old girl on Monday pleaded not guilty and offered to undergo narco tests. As the trial in the case began, the district and sessions judge asked the state crime branch to give copies of the charge sheet to all the accused and fixed April 28 as the next date of hearing.

Of the eight people accused of the crime, one is a juvenile who is also under arrest. He has moved a bail application before a judicial magistrate which is yet to be heard.

The case relates to eight people allegedly holding an eight-year-old girl captive in a small village temple in the state's Kathua district for a week in January this year, sexually assaulting her, and then murdering her. The Kathua rape case trials began a day after protests were staged in various parts of the country by citizens outraged by the heinous crime".

Source: Business Standard, April 16, 2018.

English Section- Practice with the MASTER.

"English Section- Practice with the MASTER"

Fear of English will go with good practice and right concept. 

Make sure that you practice hard. The English section cutoff is the lowest among all. The English paper is getting tougher year after year. 

You can practice right at the right time. Don't go for random test series. It will create confusion. First be confident and then you can go for the test series. 

Just analyze your last year marks in English section. What's the use of doing hard work without smartness?

It is English, Only good practice pays off. 

HERE IS SOMETHING FOR YOU; YOU CAN PRACTICE HERE. 

CLICK HERE  

Banking Awareness for IBPS-PO 2018-BASEL

Banking Awareness 

IBPS-PO 2018

BASEL

BASEL: A committee on banking supervision, authorities that was established by Central Bank Governors of 10 countries in 1974.


1. USA


2. UK


3. ITALY


4. JAPAN


5. CANADA


6. SWITZERLAND


7. SWEDEN


8. BELGIUM


9. GERMANY


10. FRANCE


BASEL (A City of Switzerland)


HQ of BIS (Bank for International Settlement – BASEL)


Ø World’s Oldest International Financial Organization


Ø Established: 17 May 1930


Ø VC – Raghu Ram Rajan


Ø Representative Office- Hong Kong /Mexico


BCBS: (BASEL COMMITTEE FOR BANKING SUPERVISION)


Provide a forum for Regular Co-operation on Banking Supervisory Matter (Review)


RISK


1. CREDIT RISK


2. OPERATIONAL RISK


3. MARKET RISK


BASEL –to reduce the risk of Loans provided by banks


BASEL


BASEL 1


Introduced and apply on: 1988


In India: 1992


MCR (Marginal Capital Requirement)


CAR -4%-8%


CAPITAL ADEQUACY RATIO


BASEL 2










Introduced and apply on: 2003


Apply: 2006


In India: 2009


CAR -8%


In India 9 %


Tier 1 -7%


Tier 2 -2%


Pillars- P1, P2, P3


P1: MCR
























BASEL 3


Introduced 2010


Apply 2013


In India: 31 March 2019


CAR- 10.5%


In India: 11.5%


CCB (Capital Conservation Buffer) - 2.5%


Pillars:


P1: MCR


P2: SRP (Supervisory Review Process)


RBI will supervise CAR for Banks.


P3: Market Discipline


(Government and Public will ask bank to discipline)


CRWA: Capital to Risk Weighted Asset Ratio


Total Capacity: Tier1+ Tier2


Tier1: owned permanent- Capital of Banks


Tier1: 7%


5.5% (Core Capital)


1.5% (Additional)


Tier 2: Borrowing + Liabilities


BASEL 3:


2008 Lehman’s Brother Bank US


CCB (Capital Conservative Buffer)


CAR –is a ratio of Bank’s Capital and Risk


A Bank can absorb a reasonable amount of loss and complies with statutory capital requirements.


DSIB (Dynamically Systematically Important Bank)


Bucket Bank


1% -


0.8% -


0.6% SBI


0.4% -


0.2 % ICICI






If these banks maintain their respective buckets CCB then they will be DSIB.










HDFC is also a DSIB now.

My Quant Guru- I was a 0 in quant once...

My Quant Guru- Amar Sir 

I was a Zero in quant once...

This Post is dedicated to my quant guru. I pay nothing to him. But I have gained a brilliant confidence for my written as well as interview exam from him. 

He is an angel for the aspirants of banking and SSC. He gives all his knowledge for free. He is an open source for quant. 

He is my Quant Guru

An inspiration for many

An unspoiled soul 

Amar Sir

Amar Sir: Director, Faculty, and Co-owner of Chanakya Career Academy Pvt. Ltd. at Jamshedpur, Jharkhand. Mob. No. 9931134475 He teaches all the concepts of Bank PO/Clerk/SSC/Railway/LIC etc and Civil Services for free on his youtube channel. You have to pay nothing for these brilliant lectures.

You can watch all his videos for any quant concept and practice - Here 

Daily Editorial Dose-8th April 2018- Reading Comprehension Practice

Daily Editorial Dose-8th April 2018

Reading Comprehension Practice 

The Daily dose of Editorials helps you in the Reading comprehension as well as in the descriptive writing. 

IBPS-PO has come with the descriptive test last time. It should be a scoring part for you this time. Use your failure as Inspiration. 

Your Daily Dose of Editorial is: 

The Hindu- Click Here 

Financial Express- Click Here 

The Indian Express- Click Here 

This is not easy, you have to do hard work to get success. Let's DO it. 

Daily Editorial Dose- 6th April 2018-Reading Comprehension Practice

Daily Editorial Dose- Reading Comprehension Practice

Use the power of Reading in getting a good score this time. Beat the heat with the daily dose of Editorial Reading-

The Hindu - Morning

Financial Express - Evening

Indian Express - Night

You can download it here: The Hindu

The Financial Express


The Indian Express